Schedule your consultation
One conversation is all it takes to know where you stand and which path fits. Roughly thirty minutes, no charge, no obligation afterwards. Virtual and mobile in-person consultations are available by appointment.
Your first consultation
We Talk
Your situation and your goals, in plain language. No preparation required.
We Look
A first read of where your credit stands and what it means.
You Decide
You leave knowing your path and what it involves. What you do with that is up to you.
What to have ready
Nothing is required for a first conversation. Copies of the credit reports help if they are already to hand; the consultation covers how to pull all three at no cost otherwise. A debt lawsuit needs the summons and any letters from the collector, along with the date each one arrived.
Response times
A matter carrying a court deadline moves to the front when the first line says so.
What the first conversation covers
Roughly thirty minutes: where the credit file stands now, what is holding it back, and which of the four paths fits. It ends with a plain statement of what the work would involve and how long it would take. There is no charge for it and no obligation afterwards.
Where we meet
Consultations run virtually anywhere in Texas, and in person on a mobile basis across the Houston area by appointment. Both cover the same ground; the difference is only whether the documents are on a screen or on the table.
Reach out when you are ready
The first conversation carries no charge and no obligation.